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Life Insurance

Life doesn’t always go exactly to plan, that’s why it pays to be prepared.

Consider the consequences of not being able to work for six months, or a year, or even longer as a result on illness or injury. Or, worse still, the death of the family’s breadwinner. While nothing can compensate for the emotional loss that such a catastrophe causes, it is possible to protect your family finances by putting in place appropriate personal risk insurance.

How we can help

We will understand your current situation, your concerns and work with you to design a risk protection plan which gives you peace of mind and meets your budget.  The sorts of insurance we may discuss would include:

Life Insurance
Term life insurance provides a lump sum payment for your family to ensure the plans you had for them can be achieved in the event of your death. It also enables the financial obligations of your business to be met.

Total and Permanent Disability
Total and permanent disability insurance provides a lump sum payment if you suffer an illness or injury and are permanently unable to work. This will help you maintain your current lifestyle whilst paying the additional expenses that arise as a result of an ongoing illness or injury.

Income Protection
Income protection insurance provides a regular earnings replacement if you suffer a sickness or injury and are temporarily unable to work. This will help you maintain your and your family’s lifestyle until you are able to return to work.

Trauma insurance provides a lump sum payment if you suffer one of a list of major medical traumas, and will help you obtain the best medical and rehabilitation care and also change your lifestyle if you wish.

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General Advice Warning: This page contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information.