The Investment Cycle

Investment markets often move in cycles, between boom and gloom.

The Investment Clock has been around since it was first published in London’s Evening Standard in 1937. While not flawless, the Clock often provides a useful guide for making investment decisions and can be very accurate at predicting what might lie ahead in the economic cycle. The real difficulty is determining exactly where the hand on the Clock should be placed at any given time.

Please see attached link to our brief update which will discuss the investment cycle and where we potentially may be on the Clock.

The Investment Cycle (PDF)

 

Review of 2017 and Outlook for 2018

Our aim at Aspirations Wealth Group is to keep our valued clients regularly informed and updated. The purpose of this update is to provide a review of 2017 and our outlook for 2018.

By the standards of recent years, 2017 was relatively quiet. Sure there was the usual “worry list” – about Trump, elections in Europe, North Korea and the perennial property crash in Australia. And there was a mania in bitcoin. But overall it has been a pretty positive year for most investors.

Click here to view ‘Review of 2017 and outlook for 2018’ (PDF)

When will we have the next Financial Crisis?

 

Our aim at Aspirations Wealth Group is to keep our valued clients regularly informed about their portfolios and investment markets.

Aspirations Wealth Group does not overreact to market volatility however, we do want to be on the lookout for the next crisis.

 

In this update we review the following:

* What is a Financial Crisis?

* What do we monitor to show signs of a Financial Crisis?

* The cycle of market emotions

* How often do we have a Financial Crisis?

* When will we have the next Financial Crisis?

* What to do in a Financial Crisis

 

To read this update please click this link: When will we have the next Financial Crisis? (PDF)

Investment Market Update July 2016

Our aim at Aspirations Wealth Group is to keep our clients informed regularly about their portfolio, investments and markets.

 

In our December 2015 update we noted “returns from the average balanced superannuation fund will exceed cash in 2015, but are on track for their softest results since 2011”. This statement was correct. Most equity markets have been range-bound but we have seen sharp sell-offs caused by fears of slowing Asian growth, US rate rises and now BREXIT. However each time they have been tested, the markets have recovered.

 

To read our Investment Market Update for 2016 please click here: Investment Market Update July 2016 (PDF)

 

Strong investment returns from Australian Shares

Aspirations Wealth Group see Australian shares as a key component of many investors’ portfolios. Over the longer term (5+ years) we believe Australian shares generally provide investors with higher returns than other asset classes such as cash or fixed income.

 

In addition to the potential for capital growth, many Australian shares generate income in the form of dividends. They may also offer investors tax advantages through franking credits. This can reduce your overall taxable income depending on your situation.

 

Please click the PDF below for a chart which shows the annual returns from Australian Shares.

Returns from Australian Shares (PDF)

 

Over the past 20 years the annual return from Australian shares has been 8.84% p.a. and there have only been 3 negative calendar years in 20.

 

Investment Market Update July 2015

Our aim at Aspirations Wealth Group is to keep our clients informed regularly about their portfolio, investments and markets. There is significant change occurring in the world, and since these changes have an impact on Australia, we felt it was prudent to provide a review of each of the key markets which are currently experiencing change.

 

Please click here for our Investment Market Update July 2015 (PDF)