News

Investment Market Update July 2016

Our aim at Aspirations Wealth Group is to keep our clients informed regularly about their portfolio, investments and markets.

 

In our December 2015 update we noted “returns from the average balanced superannuation fund will exceed cash in 2015, but are on track for their softest results since 2011”. This statement was correct. Most equity markets have been range-bound but we have seen sharp sell-offs caused by fears of slowing Asian growth, US rate rises and now BREXIT. However each time they have been tested, the markets have recovered.

 

To read our Investment Market Update for 2016 please click here: Investment Market Update July 2016 (PDF)

 

Strong investment returns from Australian Shares

Aspirations Wealth Group see Australian shares as a key component of many investors’ portfolios. Over the longer term (5+ years) we believe Australian shares generally provide investors with higher returns than other asset classes such as cash or fixed income.

 

In addition to the potential for capital growth, many Australian shares generate income in the form of dividends. They may also offer investors tax advantages through franking credits. This can reduce your overall taxable income depending on your situation.

 

Please click the PDF below for a chart which shows the annual returns from Australian Shares.

Returns from Australian Shares (PDF)

 

Over the past 20 years the annual return from Australian shares has been 8.84% p.a. and there have only been 3 negative calendar years in 20.

 

What to do in volatile share markets – 3 things to consider.

Recent share market volatility is giving investors a refresher course in what a market sell-off feels like. During a market correction it’s natural for investors to wonder if they should be doing more to protect in a downturn. Please read our latest update below:

What to do in volatile share markets – 3 things to consider (PDF)

Aspirations Wealth attends Ozharvest

The team at Aspirations Wealth recently attended Ozharvest and cooked up a storm for the needy. Ozharvest is the first perishable food rescue organisation in Australia collecting quality excess food from commercial outlets and delivering it, direct and free of charge, to 600 charities. This provides much needed assistance to vulnerable men, women and children across the country. We all had a great time and were proud to be able to give back to our community.

Food waste facts:

  • – Australia produces enough food to feed approx. 60 million people, yet two million people still rely on food relief every year.
  • – Approximately 8 to 10 billion dollars of food is wasted each year in commercial and residential waste.
  • – Roughly one third of the food produced in the world for human consumption every year — approximately 1.3 billion tonnes — gets lost or wasted.
  • – Australians throw out one out of every five shopping bags, which equates to $1,036 worth of groceries each year.
  • – Nearly one million Aussie kids go without breakfast or bed without dinner!

 

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If you wish to help you can visit www.ozharvest.org

Investment Market Update July 2015

Our aim at Aspirations Wealth Group is to keep our clients informed regularly about their portfolio, investments and markets. There is significant change occurring in the world, and since these changes have an impact on Australia, we felt it was prudent to provide a review of each of the key markets which are currently experiencing change.

 

Please click here for our Investment Market Update July 2015 (PDF)

Business Update for Aspirations Wealth Group

Aspirations Wealth Group, as a current Genesys member firm, will now join Charter Financial Planning.

 

In 2014, Genesys Wealth Advisers completed a strategic business review which resulted in a need to rationalise with another licensee to ensure our clients continue to get the very best advice and service. This means that Aspirations Wealth Group, as a current Genesys member firm, will now join Charter Financial Planning. This change will come into force as of 30 April 2015.

 

This will have no effect or impact on our client relationships or the advice we provide to our valued clients.

 

Please see this link for more information on what changes and what remains the same. Business Update Aspirations Wealth Group (PDF)

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